Terms and conditions of service

Please read these terms carefully before using jirulilarao. Access to this site and our financial planning services is subject to the following terms and conditions. By using our website, you acknowledge and agree to these terms.

September 12, 2025

Acceptance of terms

By accessing or using our services, you agree to be bound by these terms and any applicable policies. If you do not accept these terms, please do not use our website or services.

Definitions

Important terms used in these conditions are explained below for your clarity.

• 'jirulilarao' refers to the jirulilarao.com website and the team providing consultation services.
• 'User' means any individual or entity accessing or using our website or services.
• 'Services' refers to analytical reviews and personal consultations offered by jirulilarao.
• 'Content' includes all information, materials, and resources available through our website.

Use of services

You may use our services only for lawful purposes and in accordance with these terms. Unauthorised or unlawful use is strictly prohibited.

Eligibility

Our services are available only to Australian residents who are legally able to enter into binding agreements.

Users under 18 are not permitted to use our services.

User responsibilities

Users are responsible for their actions and information shared on this website.

• Provide accurate, current, and complete information when using our services.
• Keep your account and communication details up to date.
• Comply with all applicable Australian laws and regulations.
• Respect the intellectual property rights of jirulilarao and third parties.

Prohibited uses

You must not misuse the website or services.

• Attempt to gain unauthorised access to the site or related systems.
• Use the site to transmit harmful or unlawful content.
• Engage in activity that interferes with website operation or security.
• Misrepresent your identity or affiliation with any person or entity.
• Use the website for any fraudulent purpose or activity.

Intellectual property rights

All content, trademarks, and materials on jirulilarao are owned by or licensed to us. You may not use, copy, or distribute them without written permission. Limited personal use is permitted for informational purposes only.

User content

You retain rights to content you submit, but grant us permission to use it for service delivery and improvement.

Privacy and data protection

Your personal information is handled in accordance with our privacy policy. We are committed to safeguarding your privacy and complying with data protection laws. Read policy

Disclaimers and limitations

Please review our disclaimer for important information about our services and liability.

Limitation of liability

jirulilarao is not liable for damages arising from use or inability to use our services, to the extent permitted by law.

Indemnification

You agree to indemnify jirulilarao for claims resulting from your use of the website or violation of these terms.

Dispute resolution process

Disputes will be handled fairly and in accordance with Australian law.

Governing law and jurisdiction

These terms are governed by Australian law. Any disputes are subject to the jurisdiction of Australian courts.

Termination

We reserve the right to terminate access for violation of these terms or misuse of services.

Modifications

We may update these terms periodically. Continued use constitutes acceptance of any changes.

Severability

If any part of these terms is invalid, the remainder remains effective.

Entire agreement

These terms, together with our policies, form the entire agreement between you and jirulilarao.

Contact for terms questions

For questions about these terms, please contact our team below.